Daily Archives April 14, 2015

Consumer Tips: Not Happy With Your Purchase? Here’

Consumer Tips: Not Happy With Your Purchase? Here’s How To Get Results

by: News Canada

Web based “Complaint Courier” designed by governments to help Canadians
(NC)-If you’ve just purchased a product that doesn’t meet your expectations, here’s how the Canadian Consumer Information Gateway suggests you proceed:
Give the merchant a chance to solve the problem. Go to customer service or talk to the manager. A face-to-face discussion is best. Be firm, but polite and business-like. Calmly and accurately describe the problem and what action you would like taken. Request specifics as to how and when something will be done, and get the person’s name in case you have to refer to this conversation later. Keep a record of your efforts to resolve the problem.
If this doesn’t work, visit the Canadian Co...

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What To Do When In An Automobile Accident

What To Do When In An Automobile Accident

by: Granny’s Mettle

In 2002, there were an estimated 6.3 million car accidents in the United States. About 2.9 million injuries and 42,815 people were reported killed in auto accidents.
Every year, the rates are increasing. More and more, people are getting injured, if not killed, from automobile accidents.
Unfortunately, most of us will experience this type of accident at some time. That’s why it is important for us to know certain things that will provide significant assistance when we are in a car accident.
Remain at the scene of the accident.
If you are in an auto accident involving injury, or substantial damage to property, stay at the scene of the accident until the police arrive and tell you that you can leave...

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Implications of Income Tax Charge on Estate Planni

Implications of Income Tax Charge on Estate Planning

by: Janine Byrne

Overview
In the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the ‘benefit’ envisaged is the transferor continuing to reside in the property he/she has allegedly given away.
How the Charge Applies
The Government refer to such assets as ‘pre-owned assets’ and, broadly speaking, its intention is to tax the ‘annual value’ of such assets as a benefit-in-kind on the former owner still enjoying the use of the asset...

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The Hypocrisy of Insider Trading Laws

The Hypocrisy of Insider Trading Laws

by: Terry Mitchell

Perhaps Walter Williams and I are the only two people on earth who can see the hypocrisy of insider trading laws. I somehow doubt it, though. Williams wrote a column about a year ago, lambasting these laws and I’m going to pick up where he left off. These laws run counter the notion we accept in every other aspect of society that life is unfair. In every facet of life, there are people who have access to advantages that others do not have. However, we don’t attempt to make these advantages illegal except when it comes to insider trading.
I’ve often heard the argument that it is not so much about fairness as it is about trust of the system, i.e...

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Checklist for Hiring a Private Investigator

Checklist for Hiring a Private Investigator

by: Colleen Collins

Looking for an old friend? Want to know if your spouse is cheating? Need to check out a potential tenant or employee?
A good private investigator (PI) can help you obtain these answers. And as with any expert you hire—a doctor, a lawyer, an insurance broker—it benefits you to take the time to ensure you’re hiring a professional who has experience, a quality reputation, and good-business ethics. Below is a checklist that will help you find just such a private investigator:
1. Ask friends, business associates, your lawyer for a referral. Word of mouth gives you the inside scoop, and the opportunity to ask questions specific to your needs.
2...

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